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** Our Representative Example on screen is taken from what over 51% of our site users could expect to get depending on which lender or broker you choose to get a short term loan from.
Please check with the broker as APR's vary between loan products. Below are examples from each type:
Payday Loan Representative Example. Amount of credit: £150 for 30 days. Interest: £181.13. Interest rate: 1449% pa (fixed). One total repayment of: £331.13. 1449% Representative APR. (Transmission fees may apply)
Unsecured Loan Representative Example. Amount of credit: £3000 for 2 years. Interest: £1882.73 Interest rate: 51.95% pa Monthly payment: £203.45 Total Repayment: £4882.73. 51.95% Representative APR (Broker fee may apply)
Secured Loan Typical Example. Amount of credit: £12,500 for 5 years. Interest: £5658.94. Monthly payment: £302.65 Total Repayment: £18,658.94. 15.8% Typical APR (Broker fee may apply)
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The collection practices of lenders vary however you can expect to be contacted by phone, letter or email to arrange repayments. Non-payment or late payment could lead to you being charged a fee and an increase your interest rate.
Some partners may charge you a fee for helping you find a loan or other services they provide, these can range from £30 to £100 or more. MAKE SURE you check with the company before agreeing to any service if they charge you a fee and what the terms are.
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